Product Features

Product Features

DSCR Rental Loan

DSCR Rental Loan

We lend to real estate investors looking to build passive income through short-term, mid-term, and long-term rental properties. Instead of focusing on personal income or tax returns, our DSCR Rental Loan qualifies borrowers based on the property’s ability to generate rental income.

We lend to real estate investors looking to build passive income through short-term, mid-term, and long-term rental properties. Instead of focusing on personal income or tax returns, our DSCR Rental Loan qualifies borrowers based on the property’s ability to generate rental income.

Product Features

DSCR Rental Loan

We lend to real estate investors looking to build passive income through short-term, mid-term, and long-term rental properties. Instead of focusing on personal income or tax returns, our DSCR Rental Loan qualifies borrowers based on the property’s ability to generate rental income.

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Cash-Flowing Rentals

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Competitive Terms

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Scale Your Portfolio

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Revitalize Properties

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Rebuild Communities

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Grow Your Wealth

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Cash-Flowing Rentals

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Competitive Terms

Feature Icon
Scale Your Portfolio

Feature Icon
Revitalize Properties

Feature Icon
Rebuild Communities

Feature Icon
Grow Your Wealth

Feature Icon
Cash-Flowing Rentals

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Cash-Flowing Rentals

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Competitive Terms

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Competitive Terms

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Scale Your Portfolio

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Scale Your Portfolio

Mid-Term Rentals: The Overlooked Cash Flow Opportunity

Mid-term rentals—furnished leases between 1 to 6 months—are rapidly emerging as a high-performing asset class in the rental investment space. Fueled by demand from traveling professionals, digital nomads, and relocating families, these properties offer a strategic use case for investors seeking higher monthly income than long-term rentals and less turnover than short-term stays. According to a 2024 report by Rent to Retirement, mid-term rentals can generate 30–50% more monthly cash flow than traditional long-term leases, while reducing management burdens associated with nightly bookings.

A DSCR Rental loan from Lendara makes it easy to tap into the mid-term rental market by qualifying based on property income—not personal income.

Mid-Term Rentals: The Overlooked Cash Flow Opportunity

Mid-term rentals—furnished leases between 1 to 6 months—are rapidly emerging as a high-performing asset class in the rental investment space. Fueled by demand from traveling professionals, digital nomads, and relocating families, these properties offer a strategic use case for investors seeking higher monthly income than long-term rentals and less turnover than short-term stays. According to a 2024 report by Rent to Retirement, mid-term rentals can generate 30–50% more monthly cash flow than traditional long-term leases, while reducing management burdens associated with nightly bookings.

A DSCR Rental loan from Lendara makes it easy to tap into the mid-term rental market by qualifying based on property income—not personal income.

Mid-Term Rentals: The Overlooked Cash Flow Opportunity

Mid-term rentals—furnished leases between 1 to 6 months—are rapidly emerging as a high-performing asset class in the rental investment space. Fueled by demand from traveling professionals, digital nomads, and relocating families, these properties offer a strategic use case for investors seeking higher monthly income than long-term rentals and less turnover than short-term stays. According to a 2024 report by Rent to Retirement, mid-term rentals can generate 30–50% more monthly cash flow than traditional long-term leases, while reducing management burdens associated with nightly bookings.

A DSCR Rental loan from Lendara makes it easy to tap into the mid-term rental market by qualifying based on property income—not personal income.

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Choose this loan program if you:

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Want to purchase a rent-ready property. Up to 80% LTV, 80% LTC.

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Completed renovations and are now seeking to refinance into a lower-rate and long-term loan

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Want to unlock cash from your rental portfolio. Cash-Out up to 80% LTV.

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Are looking into short, mid or long term rentals

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Have non-traditional or lengthy-to-document income. No business nor personal tax returns required. No DTI requirements.

Choose this loan program if you:

Checklist
Want to purchase a rent-ready property. Up to 80% LTV, 80% LTC.

Checklist
Completed renovations and are now seeking to refinance into a lower-rate and long-term loan

Checklist
Want to unlock cash from your rental portfolio. Cash-Out up to 80% LTV.

Checklist
Are looking into short, mid or long term rentals

Checklist
Have non-traditional or lengthy-to-document income. No business nor personal tax returns required. No DTI requirements.

Choose this loan program if you:

Checklist
Want to purchase a rent-ready property. Up to 80% LTV, 80% LTC.

Checklist
Completed renovations and are now seeking to refinance into a lower-rate and long-term loan

Checklist
Want to unlock cash from your rental portfolio. Cash-Out up to 80% LTV.

Checklist
Are looking into short, mid or long term rentals

Checklist
Have non-traditional or lengthy-to-document income. No business nor personal tax returns required. No DTI requirements.

Plethora of Property Types

Whether you're investing in a single-family house or scaling up to a multifamily portfolio, Lendara can fund a wide range of residential and commercial property types.

Non-Warrantable Condos

Condo Hotels on certain states

Portfolio or Cross-Collateralization

Plethora of Property Types

Whether you're investing in a single-family house or scaling up to a multifamily portfolio, Lendara can fund a wide range of residential and commercial property types.

Non-Warrantable Condos

Condo Hotels on certain states

Portfolio or Cross-Collateralization

Plethora of Property Types

Whether you're investing in a single-family house or scaling up to a multifamily portfolio, Lendara can fund a wide range of residential and commercial property types.

Non-Warrantable Condos

Condo Hotels on certain states

Portfolio or Cross-Collateralization

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1-4 Units

SFH, Townhouse, Condo, Dupex, Triplex, Fourplex

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1-4 Units

SFH, Townhouse, Condo, Dupex, Triplex, Fourplex

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1-4 Units

SFH, Townhouse, Condo, Dupex, Triplex, Fourplex

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Multifamily

Multifamily Apartment Buildings up to 9 units

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Multifamily

Multifamily Apartment Buildings up to 9 units

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Multifamily

Multifamily Apartment Buildings up to 9 units

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Mixed Use

70%+ of sqft must be under Residential use

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Mixed Use

70%+ of sqft must be under Residential use

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Mixed Use

70%+ of sqft must be under Residential use

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Commercial

Warehouse, Self-Storage, Office, Retail and Automotive

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Commercial

Warehouse, Self-Storage, Office, Retail and Automotive

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Commercial

Warehouse, Self-Storage, Office, Retail and Automotive

Optimize Your Cashflow

Optimize Your Cashflow

Optimize Your Cashflow

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Get Started

Ready to Fund Your Next Real Estate Investment?

Submit your loan scenario and we’ll review the details to provide a tailored quote.

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